Surplus Food Contribution (SFC) is a contribution-based cooperative program that supports household food security through consistent savings and planned food distribution. By using this platform, you acknowledge and agree to the following:

• SFC is not an investment platform, bank, or loan provider.
• Contributions made by members are for planned food purchases and reward benefits tied to participation and consistency.
• Rewards, bonuses, and referral benefits are based on actual contributions and program surplus, not recruitment fees.
• SFC does not guarantee financial returns. Food packages and rewards are subject to successful completion of contribution cycles.
• Member account funding via Virtual Accounts (VA) may require settlement confirmation. In-app funding reflects instantly.
• SFC is not responsible for delays caused by third-party payment providers, network outages, or bank processing times.
• Members are responsible for keeping their login details secure. Any activity done through your account is assumed authorized by you.
• SFC reserves the right to update program rules, plans, and rewards when necessary to protect members and sustain operations.

If you do not agree with this disclaimer, please discontinue use of the platform.