About Surplus Food Contribution (SFC)
From Savings to Satisfaction — a cooperative where households save monthly, earn rewards fairly, and receive bulk food packages with transparency you can trust.
Who We Are
SFC is a contribution-based cooperative helping families build disciplined saving habits and access bulk foodstuffs at the right time — without hidden charges or risky promises.
We created SFC to make household food security easier. Members pick a plan, contribute monthly, track progress digitally, and receive a bulk food package when their plan completes.
Our rewards system celebrates consistency and community growth through real contributions, not recruitment fees.
Our Mission & Vision
Building food security through cooperative savings, discipline, and fair rewards.
Our Mission
To help households save monthly toward essential foodstuffs, earn transparent rewards, and enjoy bulk supply at better value.
Our Vision
A future where every home can plan ahead for food needs, reduce financial pressure, and thrive through cooperative support.
How SFC Works
Simple, transparent, and built around real savings.
Choose a Plan
Select a household plan that fits your monthly budget.
Contribute Monthly
Pay in-app or transfer to your SFC Virtual Account.
Receive Your Package
Complete your cycles and get your bulk foodstuffs.
Rewards That Encourage Discipline
Members earn points for paying on time, saving extra, and referring real contributors. Referral levels unlock bonus food items and cash rewards.
- Level 1: 2 referrals – 2 liters groundnut oil.
- Level 2: 4 referrals – carton of noodles.
- Level 3: 8 referrals – ₦10,000 cash + carton of noodles.
- Level 4: 12 referrals – carton of noodles + pack of seasoning + ₦20,000 cash.
- Level 5: 15 referrals – ₦50,000 cash + carton of Indomie.
Rewards are funded from real cooperative activity and contributions, keeping the system fair and sustainable.
We’re Here for You
Questions? Our Help Center and WhatsApp line are always open.